http://www.amazon.com/Accidentally-Purpose-Personal-Underworld-America/dp/031217683X

From my time doing insurance defense work, I strongly suspected that this happened with a few of my cases, but I never had anything good enough to raise with anybody. A Hispanic plaintiff (before anyone starts screeching about racial stereotypes, please read Mr. Dornstein’s book) comes along with three separate low-speed rear-enders, all of which happen over a period of two years — and one accident occurs on the last day of the policy coverage for one of the “defendants”? And the most recent “defendant” is also Hispanic? Hmmm.

I’ll bet that if they looked into this in a few other places (Northern Virgnia, New Jersey?), they’d find what they found in California. But insurance companies are sometimes asleep at the wheel. Plaintiff’s attorneys aren’t obviously going to be much help. And law enforcement may not be fully aware of what’s going on. When I spoke to law enforcement in Virginia about the scam generally — and whether they’d encountered it — they had no idea what I was talking about.