Jumping onto the hood of an oncoming car is one way of getting into claims fraud with minimal commitment, but there are many other ways, some of them quite complex and diabolical. After air crashes in Latin America in which U.S. residents lost their lives, it was noticed that a number of youthful claimants appeared on the scene whose mothers described them as the unacknowledged out-of-wedlock children of American men reported as lost on the ill-fated plane. These children, living in countries like Mexico and Guatemala, would then file claims in U.S. court against the airline, aircraft maker, and other potentially liable parties for cash settlements over the loss of what was said to be their father. These claims would come as bewildering, even horrifying news to the wives, children, and other family members of the deceased, who had to consider the possibility that the men they thought they knew so well had been living an undisclosed second life. At least one survivor — who probably had better reason that most to doubt the veracity of the claim — decided to fight:
In one case, a 53-year-old San Francisco man who perished on the doomed flight is alleged to have recently fathered two Latin American children who deserved to collect for his decease, a story that ran into trouble when his outraged gay partner of twenty years, Dale Rettinger, 63, stepped forward to challenge it.
For a defense by a Florida lawyer who had been involved in the filing of multiple surprise-heir claims, follow the above link. And more conventional jump-on fraud occurs when, say, a city bus with 15 passengers on board gets in an accident and by the time the police arrive the number of passengers is up to 30. (From 2014: Jackson, Miss. driver leaves scene of accident and returns accompanied by more victims.) And it even happens with cruise ships.