Posts Tagged ‘banks’

Housing roundup

  • Danegeld: Wells Fargo agrees to pay $42 million to settle activist groups’ exotic legal claims re: REO property; much will directly go to support the groups [BLT]
  • On horrors of San Francisco landlordship, “Pacific Heights” still all too realistic [David Boaz, Cato]
  • Problem in Thomas Perez/HUD/St. Paul affair was not that DoJ chose to settle in such a way as to minimize its losses, but that it had pursued such a weak case in the first place [Richard Painter]
  • Dean Zarras on HUD v. Westchester [Forbes; our two cents] HUD embraces disparate-impact theory [Kevin Funnell, Arnold Kling]
  • Why did the mortgage market collapse? [Foote et al via @tylercowen]
  • Shorter Ta-Nehisi Coates: flaws of rent-to-own housing in ’50s Chicago prove US economic arrangements are a plot to immiserate blacks [The Atlantic] Yet Sinclair’s The Jungle, set 40 years before, showed very similar housing scams being played on Slavic newcomers.
  • Minnesota high court dodges Fourth Amendment worries re: rental inspection program [Ilya Shapiro, Cato, link fixed now]

Banking and finance roundup

  • “The Dodd-Frank Say-on-Pay Cases Are on the Brink of Death” [Kevin LaCroix]
  • Kevin Funnell of Bank Lawyers Blog interviewed [Crystal Gimesh via BLB]
  • How taxpayer lending props up business model of banks, fast-food franchisors [Dayton Daily News on SBA via Tad DeHaven]
  • Independent currency = money laundering? “How Bitcoin Dies” [Econ Policy Journal] Or death by trial lawyer? [Coyote, Andrew Sullivan]
  • Nose of the camel: Obama budget plans to limit IRAs to $3 million [Politico]
  • How Swiss bank secrecy protected freedom [Daniel Fisher]
  • Sure, what could go wrong? Obama push for more mortgage lending to borrowers with weaker credit [Gideon Kanner, Coyote] More: Arnold Kling testifies before Congress on housing finance, and feels a resulting “need to scream” [ASKBlog, more]
  • More: Per NYT’s expert, “Shareholders have been demanding” disclosure on corporate political spending. Well, 18% of shareholders anyway [Jim Copland]

Banking and finance roundup

  • After bank trespass, Occupy Philadelphia benefits from jury nullification and a cordial judge [Kevin Funnell]
  • Cato commentaries on Cyprus crisis [Steve Hanke and more, Dan Mitchell, Richard Rahn podcast]
  • “NY Court Reinstates Foreclosure, Chides Judge For `Robosigning’ Sanctions” [Daniel Fisher] “Impeding Foreclosure Hurts Homeowners As Well As Lenders” [Funnell]
  • SEC charging Illinois with pension misrepresentation? Call it a stunt [Prof. Bainbridge]
  • “Plaintiff Lawyers Seek Their Cut On Virtually All Big Mergers, Study Shows” [Fisher] As mergers draw suits, D&O underwriting scrutiny escalates [Funnell] “Courts beginning to reject M&A strike suits” [Ted Frank]
  • Will Dodd-Frank conflict minerals rules actually help folks in places like Congo? [Marcia Narine, Regent U. L. Rev. via Bainbridge, earlier here]
  • “Securities Lawyers Gave To Detroit Mayor’s Slush Fund”; city served as plaintiff for Bernstein Litowitz [Fisher]

Maryland roundup

  • Legislature won’t pass dram shop liability, lawyers ask Maryland high court to do so instead [Frederick News-Post]
  • In St. Mary’s County, new visitor rules for elementary schools ban hugging or giving homemade food to any but own kid [Southern Maryland News]
  • Progress: Maryland Senate votes to decriminalize small amounts of marijuana [NBC Washington]
  • If it’ll take $1 million for Somerset County (pop. 26,000) to cut stormwater nitrogen runoff by 145 pounds, how’s it going to manage to cut 37,000 pounds? [AP]
  • “Fracking Moratorium Falls One Vote Short of Passing Key Senate Committee” [Chestertown Spy] “Bill was more about preventing fracking than studying it.” [@ToddEberly]
  • Department of Truly Dreadful Ideas: Del. Ana Sol Gutierrez (D-Montgomery) continues to push bill to establish state-owned bank [Baltimore Business Journal]
  • Website attacking Montgomery County’s Valerie Ervin has some union fingerprints [WaPo] Sen. Brinkley blasts union bill to make all Md. teachers pay agency fees [Maryland Reporter]
  • Video interview with Hudson attorney George Ritchie on Waterkeeper v. Hudson Farm case [Center Maryland, earlier]
  • Added: “Md. Senate votes to outlaw smoking in cars with young children as passengers” [WaPo just now]

Police and prosecution roundup

  • “Once your life is inside a federal investigation, there is no space outside of it.” [Quinn Norton, The Atlantic]
  • “Cops Detain 6-year-old for Walking Around Neighborhood (And It Gets Worse)” [Free-Range Kids] “Stop Criminalizing Parents who Let Their Kids Wait in the Car” [same]
  • Time to rethink the continued erosion of statutes of limitations [Joel Cohen, Law.com; our post the other day on Gabelli v. SEC]
  • “Are big-bank prosecutions following in the troubled footsteps of FCPA enforcement?” [Isaac Gorodetski, PoL]
  • The “‘professional’ press approach to the criminal justice system serves police and prosecutors very well. They favor reporters who hew to it.” [Ken at Popehat]
  • Scott Greenfield dissents from some common prescriptions on overcriminalization [Simple Justice]
  • Anti-catnip educational video might be a parody [YouTube via Radley Balko]
  • “Too Many Restrictions on Sex Offenders, or Too Few?” [NYT “Room for Debate”]
  • Kyle Graham on overcharging [Non Curat Lex] “The Policeman’s Legal Digest / A Walk Through the Penal Laws of New York (1934)” [Graham, ConcurOp]
  • “D.C. Council Proposes Pretty Decent Asset Forfeiture Reform” [John Ross, Reason] And the Institute for Justice reports on forfeiture controversies in Minnesota and Georgia.
  • Does prison privatization entrench a pro-incarceration lobby? [Sasha Volokh, more]

Banking and finance roundup

Banking and finance roundup

  • But not before extracting $8.5 B: “Finding Little Evidence Of Foreclosure Fraud, Feds Give Up” [Daniel Fisher, Forbes; Kevin Funnell] Can Baltimore distinguish vindication from extortion? [Funnell]
  • Dear grandstanders in Congress and press: by law AIG’s board had to consider request to join bailout suit [Bainbridge, John Carney]
  • “Plaintiff Lawyers in Citigroup Case Seek Big Markup For Outside Attorneys” [Daniel Fisher, more, ABA Journal]
  • “Everyone knows” CRA (Community Reinvestment Act) lending was too small in volume to be a major factor in bubble. Is everyone right? [NBER paper, SSRN via Cowen, Tuccille]
  • Beware the CFPB’s Civil Investigative Demand (CID) power [Funnell, more]
  • “Investor class action system needs review – judge” [Nate Raymond, Reuters]
  • “Are the New Wave Say-on-Pay Lawsuits ‘Gaining Steam’?” [Kevin LaCroix]

December 31 roundup